A ₹999 order, 2% fee, 18% GST — how much actually arrives? See the real margin on prepaid orders, and why COD is far more expensive.
| Payment mode | Cost | Risk |
|---|---|---|
| Prepaid — UPI / card | ~2% + GST | Lowest — almost no RTO |
| Prepaid — netbanking | ~2% + GST | Low |
| COD | ~1–2% + ₹25–40 | RTO 20–40% — the biggest risk |
| Marketplace payout | 0% gateway | But marketplace fees apply |